After man-years of hard work last year I was in the position whereby I could buy my very first home. I had saved up for a long time to get the deposit together to get myself a mortgage and in May of last year I finally hit the magic number. Unlike many people I was able to find a house which I liked in just under a week of searching. Given my luck in finding the right house, I wanted to act quickly before anyone else was able to snap it up. I searched through a wide number of mortgage advisors in Florida before I got the right one.
In truth the whole process for me was very quick and I believe that this was thanks to some smart decisions on my part, mixed with a little bit of luck. If you are on the lookout for the bets mortgage advisor for you, here is how I would suggest you go about it.
To get the best mortgage advisor you need to find someone that comes recommended, if you have a friend or family member who has had a positive experience in the past with a mortgage advisor, then certainly take their details. If you do not know someone who has previously used a mortgage advisor then it is time to go online and start researching brokers in your local area. Check out the reviews that you find online and see what the strengths and weaknesses are of the mortgage advisor that you have found.
Set Up Interviews
The next step is to set up interviews with the mortgage advisors that you have found online, in order to find out more about the service which they offer. The important thing to consider during the interviews is not just what the mortgage advisor says that they can do for you, but also how comfortable you feel with them, and whether or not you feel confident that they can deliver the job which they say that they can. Have a list of questions written down to ask the mortgage advisor before each interview, and then at the end of the meeting simply let them know that you’ll think about it. It costs nothing to have a consultation with an advisor so don’t worry about that.
Making the Decision
Your decision should be based on how you feel with the mortgage advisor and how confident you are in them, as well as a couple of other factors. Finding a mortgage advisor who is used to working with someone that has a budget like yours is always recommended, so too is finding an advisor that is more concerned about getting you the best deal, than making themselves some money. Assuming that you find a mortgage broker with these attributes, that is the choice for you.