In a day and age when many Americans find finances to be one of their biggest challenges, how would you rate your financial outlook heading into 2017? If the answer to that question is average or even not good, then there is definitely some work to be done in the New Year. That work is something that should not be overlooked and/or take for granted. Keeping a solid financial head on one’s shoulders these days is as important as ever. One area where finances can definitely prove a challenge to individuals (and families for that matter) is with…